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High Quality Real Estate Photography (Video)
Looking to sell your home? Trust in high-quality real estate photography to attract buyers and sell your home quickly. 📸 Contact Bob DeVore for a free consultation today!
Three Fall Trails in Northwest Michigan
Autumn is a special time in Michigan. The vast wilderness looks like an impressionist’s painting, and the bursts of color found throughout cities and towns pop with joyous flare. The Northwest Lower Michigan region, between Grand Rapids and the Mackinac Bridge, is abundant with color and life this time of year. Here are three fall trails worth exploring this year, particularly during peak color.
Cadillac
An intriguing, more urban trail to take is the 18-mile Cadillac Route in and around downtown Cadillac. The full loop takes you around Lake Cadillac and Lake Mitchell, as well as through the downtown area.
The 7-mile Cadillac Foot and Bike Path is a popular choice as it offers a chance to explore downtown – and its share of shops and eateries – and continue on to Lake Mitchell, which sits at the edge of the Manistee National Forest. Visit https://cadillacmichigan.com/in-town-fall-color/ for an interactive map of the trail to better select a route and amusements that suit your interests and physical capabilities.
Muskegon
A unique excursion can be had in the lakeside town of Muskegon. The Depot to Depot Fall Color Tour is a fall tradition that takes place throughout the month of October. It’s a self-guided tour that can be taken either by vehicle or by bicycle stretching from the Muskegon South Pierhead Light to the White River Light Station – two iconic Michigan lights.
There are special deals to be had along the way at local establishments, and you can also enter the annual contest by sharing a favorite photo or selfie from the tour. The winner receives an overnight stay at a local inn and round-trip passenger passes aboard the Lake Express High-Speed Ferry. During your tour, or following, visit Muskegon’s Haunted Hall if you particularly enjoy Spooky Season.
Leland
If you are looking for a more private expedition, go north to the Houdek Dunes Natural Area. It’s off of M-22 (this driving tour explores more of that gorgeous road) just north of Leland, but only marked by a small sign on the left side of the road so it’s easy to miss.
Houdek Dunes was formed from glacial sediments about 4,000 years ago, and you’ll encounter an incredible combination of dunes and wooded forests including century-old birch trees, mature pines, dense green ferns, and the Houdek Creek, a spring-fed trout stream that flows into North Lake Leelanau. The trail features 3/4 and 1-1/2 mile loops. Plan on a couple hours if you’re walking.
On the opposite side of the state…Trek the Corsair Trails near Tawas.
Original Article – Click Here
The Return of Normal Seasonality for Home Price Appreciation
If you’re thinking of making a move, one of the biggest questions you have right now is probably: what’s happening with home prices? Despite what you may be hearing in the news, nationally, home prices aren’t falling. It’s just that price growth is beginning to normalize. Here’s the context you need to really understand that trend.
In the housing market, there are predictable ebbs and flows that happen each year. It’s called seasonality. Spring is the peak homebuying season when the market is most active. That activity is typically still strong in the summer but begins to wane as the cooler months approach. Home prices follow along with seasonality because prices appreciate most when something is in high demand.
That’s why there’s a reliable long-term home price trend. The graph below uses data from Case-Shiller to show typical monthly home price movement from 1973 through 2022 (not adjusted, so you can see the seasonality):
As the data shows, at the beginning of the year, home prices grow, but not as much as they do in the spring and summer markets. That’s because the market is less active in January and February since fewer people move in the cooler months. As the market transitions into the peak homebuying season in the spring, activity ramps up, and home prices go up a lot more in response. Then, as fall and winter approach, activity eases again. Price growth slows, but still typically appreciates.
After several unusual ‘unicorn’ years, today’s higher mortgage rates helped usher in the first signs of the return of seasonality. As Selma Hepp, Chief Economist at CoreLogic, explains:
“High mortgage rates have slowed additional price surges, with monthly increases returning to regular seasonal averages. In other words, home prices are still growing but are in line with historic seasonal expectations.”
Why This Is So Important to Understand
In the coming months, you’re going to see the media talk more about home prices. In their coverage, you’ll likely see industry terms like these:
- Appreciation: when prices increase.
- Deceleration of appreciation: when prices continue to appreciate, but at a slower or more moderate pace.
- Depreciation: when prices decrease.
Don’t let the terminology confuse you or let any misleading headlines cause any unnecessary fear. The rapid pace of home price growth the market saw in recent years was unsustainable. It had to slow down at some point and that’s what we’re starting to see – deceleration of appreciation, not depreciation.
Remember, it’s normal to see home price growth slow down as the year goes on. And that definitely doesn’t mean home prices are falling. They’re just rising at a more moderate pace.
Bottom Line
While the headlines are generating fear and confusion on what’s happening with home prices, the truth is simple. Home price appreciation is returning to normal seasonality. If you have questions about what’s happening with prices in our local area, let’s connect.
Extend the Sports Season with Your RV: Here’s Why
While camping in the fall is a fantastic idea, you don’t necessarily have to be camping to make the most of your RV during this season. Bringing your RV along to serve as a base camp or a hangout spot at sporting events, especially if your kids are participating in fall sports, can be an ideal solution. There are several compelling reasons to consider this approach:
- Cut Down on Travel Costs
Participating in sports, particularly travel sports, can be a significant investment in both time and money. Beyond the cost of equipment, traveling to tournaments every weekend means budgeting for gas, accommodations, and dining while away from home. These expenses can quickly add up, especially when the whole family is involved. By choosing to camp, at least until the campgrounds close for the season (usually at the end of October), you can save a considerable amount on accommodations. Michigan offers a range of campgrounds, both private and state-run, within easy driving distance from almost any location. Additionally, the extra space in your RV makes it easier to transport equipment, further reducing costs.
- Encourage Sightseeing
Whether you use your RV as a courtside hangout or your primary accommodation, traveling with an RV can make the entire experience feel more like a vacation. This mindset shift may encourage you to take the time to visit various sights and attractions along the way. If your destination is farther away, you can leave earlier, giving you extra time for these stops. As a result, traveling for a sporting event becomes an adventure, with exciting possibilities waiting to be explored.
- Provide a Comfortable Hangout Spot
RVs, particularly pop-up campers and small towables, are perfect for creating a comfortable hangout space for your team between games or matches. You can easily set up your RV alongside the competition area or in a nearby parking lot. This provides not only comfort but also a place for athletes to relax, play games, or seek shelter from the elements.
- Encourage Social Interaction
Unlike hotels that confine you to individual rooms, an RV encourages social interaction with others. When you grill out, it naturally draws people together, sparking conversations and fostering a sense of community. Families can also spend time together with other families, creating a communal atmosphere and strengthening the bonds among team members and their families. An RV allows you to be more welcoming and present, enhancing the overall experience.
Incorporating your RV into your fall sports adventures not only helps you save on expenses but also transforms the journey into a memorable experience filled with adventure, social interactions, and the freedom to explore new places along the way. So, consider taking your RV on the road and create lasting memories while supporting your young athletes.
Beginning with Pre-Approval
If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and that’s creating some competition among buyers. But, if you’re strategic, there are ways to navigate these waters. The first thing you’ll want to do is get pre-approved for a mortgage. That way you’ll know your numbers and can set yourself up for success from the start of your home search.
What Pre-Approval Does for You
To understand why it’s such an important step, you need to know what pre-approval is. As part of the homebuying process, a lender looks at your finances to determine what they’d be willing to loan you. From there, your lender will give you a pre-approval letter to help you know how much money you can borrow. Freddie Mac explains it like this:
“A pre-approval is an indication from your lender that they are willing to lend you a certain amount of money to buy your future home. . . . Keep in mind that the loan amount in the pre-approval letter is the lender’s maximum offer. Ultimately, you should only borrow an amount you are comfortable repaying.”
Basically, pre-approval gives you critical information about the homebuying process that’ll help you understand how much you may be able to borrow. Why does this help you, especially today? With higher mortgage rates and home prices impacting affordability for many buyers right now, a solid understanding of your numbers is even more important so you can truly wrap your head around your options.
Pre-Approval Helps Show Sellers You’re a Serious Buyer
Let’s face it, there are more buyers looking to buy than there are homes available for sale and that imbalance is creating some competition among homebuyers. That means you could see yourself in a multiple-offer scenario when you make an offer on a home. But getting pre-approved for a mortgage can help you stand out from other hopeful buyers.
As an article from Wall Street Journal (WSJ) says:
“If you plan to use a mortgage for your home purchase, preapproval should be among the first steps in your search process. Not only can getting preapproved help you zero in on the right price range, but it can give you a leg up on other buyers, too.”
Pre-approval shows the seller you’re a serious buyer that’s already undergone a credit and financial check, making it more likely that the sale will move forward without unexpected delays or financial issues.
Bottom Line
Getting pre-approved is an important first step when you’re buying a home. The more prepared you are, the better chance you have of getting the home you want. Connect with a trusted lender so you have the tools you need to purchase a home in today’s market.
34th Annual Fall Detroit RV & Camping Show
46100 Grand River Ave
Novi, MI 48374
USA
Adventure Awaits at The MARVAC 34h Annual Fall Detroit RV & Camping Show! 300,000 square feet with hundreds of RVs, including folding campers, motorhomes, travel trailers, toy haulers, fifth wheel travel trailers, and a park model, ranging in price from $6,995 to more than $400,000.*Subject to change. Featuring 12 on-site dealerships with on-site RV financing and information on RV rentals. The event will also include booth exhibitors with RV parts and accessories, hitch, towing, suspension specialists, campgrounds, and more! While you’re there, enter our giveaway, where you can win one of two $250 gas cards!
The 12 dealerships with on-site financing and information on rentals, etc. include Bish’s RV, General RV, Kline’s RV, Krenek RV, Holland Motorhomes, National RV, Price Right, RV One, TerryTown RV, Veurink’s RV, Vicars, and Woodland Airstream.
Consumers can pick up the 2023 Michigan RV & Campgrounds directory and other travel publications.
Admission:
Adult admission (ages 13 and over) is $12
Senior admission (ages 55 and over) is $11
Children 12 and under get in free
Parking is not included in show admission.
Buy Tickets Online Now!
Brought to you by Lake Michigan Insurance Agency and @Auto-OwnersInsurance: https://www.showpass.com/34th-annual-fall-detroit-rv-and-camping-show
When: October 4-8, 2023
Hours: Weekdays 1-8 p.m., Saturday 10 a.m.-9 p.m., Sunday 10 a.m.-5 p.m.
Where:
Suburban Collection Showplace
46100 Grand River Avenue, Novi, MI 48374.
On Grand River, south of I-96 between Novi Road and Beck Road. Parking is not included in show admission and can be purchased online in advance.
Show floorplan and seminar schedule
Floorplan coming soon!
SEMINAR DETAILS
Tom Daldin and Jim Edelman, from the PBS show Under the Radar Michigan, will be at The MARVAC 34th Annual Fall Detroit RV and Camping Show on Thursday, October 5, at 6 p.m. and on Sunday, October 8, at 2 p.m. to talk about their adventures around the state and to sign copies of their book.
Josh The RV Nerd and others will also be appearing at The MARVAC 34th Annual Fall Detroit RV and Camping Show. Seminar times as follow:
Thursday – 5PM
Friday – 6PM
Saturday – 2PM
Sunday – 1PM
Special discounts
Manufacturer rebates, special show pricing and on-site financing.
Discover the Magic of Michigan: Top Fall Activities and Real Estate Opportunities
Introduction:
Michigan is a state known for its stunning natural landscapes, vibrant cities, and diverse cultural experiences. As the leaves start to change and the air turns crisp, there’s no better time to explore the Great Lakes State than during the fall season. In this blog post, we will showcase some of the best things to do in Michigan this fall, while also highlighting the real estate opportunities that make it a fantastic place to call home.
1. Fall Foliage Tours:
Michigan’s fall foliage is a sight to behold. From the Upper Peninsula to the Lower Peninsula, the state transforms into a canvas of reds, oranges, and yellows. Consider taking a scenic drive along the Tunnel of Trees in Harbor Springs, or explore the Porcupine Mountains in the Upper Peninsula for breathtaking views.
2. Apple Picking and Cider Mills:
Fall in Michigan wouldn’t be complete without a visit to one of its many apple orchards and cider mills. Gather your family and friends for a day of apple picking, and don’t forget to savor a freshly made cider and cider donuts. Some popular orchards include Blake’s Orchard & Cider Mill in Armada and Robinette’s Apple Haus & Winery in Grand Rapids.
3. Hiking and Outdoor Adventures:
Michigan is a paradise for outdoor enthusiasts, and fall offers the perfect weather for hiking, biking, and camping. Explore the trails of Sleeping Bear Dunes National Lakeshore, paddle through the serene waters of the Au Sable River, or go mountain biking in Copper Harbor. With the right real estate investment, you can have these outdoor experiences right in your backyard.
4. Fall Festivals:
Michigan hosts a plethora of fall festivals that celebrate the season. The Frankenmuth Oktoberfest and the ArtPrize Festival in Grand Rapids are just a couple of examples. These events showcase Michigan’s rich cultural diversity and artistic talents.
5. Wine and Brewery Tours:
Michigan is gaining recognition for its wineries and craft breweries. Take a wine tour through the picturesque vineyards of Traverse City or visit the craft breweries in Grand Rapids, which has earned the title “Beer City, USA.” Owning a property near these destinations can make indulging in these experiences a regular occurrence.
6. Haunted Attractions:
For those seeking a spooky thrill, Michigan offers haunted attractions and ghost tours. Explore the historic Eloise Psychiatric Hospital in Westland or brave the haunted corn mazes in Jackson. A diverse range of activities ensures there’s something for every scare level.
7. Real Estate Opportunities:
As you immerse yourself in the fall beauty of Michigan, you might find yourself contemplating the idea of making this captivating state your permanent home. Michigan’s real estate market offers a wide range of opportunities, from urban living in Detroit’s revitalized neighborhoods to tranquil lakeside cottages and scenic rural properties.
Whether you’re looking for a family-friendly suburb with top-rated schools, a bustling urban loft with access to cultural amenities, or a secluded retreat to enjoy the natural beauty year-round, Michigan has it all.
Conclusion:
Michigan in the fall is an experience like no other, with its stunning landscapes, rich culture, and numerous activities to enjoy. As you explore the wonders of this season, don’t forget to consider the real estate opportunities that can make Michigan your forever home. From vibrant cities to serene rural areas, Michigan offers a diverse range of places to live and call your own. Embrace the magic of Michigan this fall, and you might just find your dream property amidst the colorful leaves and welcoming communities.
How Your Home Equity Can Help with Affordability (Video)
If you want to move, your equity can make a big difference right now. Let’s connect to see how much you have.
How Remote Work Helps with Your House Hunt
Some Highlights
- While remote work peaked during the pandemic, many people still work from home today.
- If you’re one of them, it could have an unexpected benefit when you’re looking to buy a home.
- If you can work from home, you might have more choices for where to live. Let’s connect to talk about your options and what’s most important to you.
The Many Non-Financial Benefits of Homeownership
Buying and owning your own home can have a big impact on your life. While there are financial reasons to become a homeowner, it’s essential to think about the non-financial benefits that make a home more than just a place to live.
Here are some of the top non-financial reasons to buy a home.
According to Fannie Mae, 94% of survey respondents say “Having Control Over What You Do with Your Living Space” is a top reason to own.
Your home is truly your own space. If you own a home, unless there are specific homeowner association requirements, you can decorate and change it the way you like. That means you can make small changes or even do big renovations to make your home perfect for you. Your home is uniquely yours and by buying, you give yourself the freedom to tailor it to your individual style. Investopedia explains:
“One often-cited benefit of homeownership is the knowledge that you own your little corner of the world. You can customize your house, remodel, paint, and decorate without the need to get permission from a landlord.”
When you rent, you might not be able to make your place really feel like it’s yours. And if you do make any modifications, you might have to change them back before you leave. But if you own your home, you can make it just the way you want it. That level of customization can give you a sense of pride in where you live and make you feel more connected to it.
Fannie Mae also finds 90% say “Having a Good Place for Your Family To Raise Your Children” tops their list of why it’s better to buy a home.
Another important factor to think about is what stage of life you’re in. U.S. News breaks it down:
“For those with young children, buying a home and putting down roots is a major driver. . . . You don’t want the upheaval of a massive rent increase or a non-renewed lease to impact your sense of stability.”
No matter which of life’s milestones you’re in, stability and predictability are important. That’s because the one constant in life is that things will change. And, as life changes around you, having a familiar home and not worrying about moving regularly helps you and those who matter most feel more secure and more comfortable.
Lastly, Fannie Mae says 82% list “Feeling Engaged in Your Community” as another key motivator to own.
Owning your home also helps you feel even more connected to your neighborhood. People who own homes usually live in them for an average of nine years, according to the National Association of Realtors (NAR). As that time passes, it’s natural to make friends and build strong ties in the community. As Gary Acosta, CEO and Co-Founder at the National Association of Hispanic Real Estate Professionals (NAHREP), points out:
“Homeowners also tend to be more active in their local communities . . .”
When you care deeply about the people you live near, you’ll do what you can to contribute to your local area.
Bottom Line
Owning your home can make your life better by giving you a sense of accomplishment, pride, stability, and connectedness. If you’re thinking about becoming a homeowner and want to learn more, let’s connect.
